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The Start of a New Lifestyle

June 20th, 2005 at 09:26 pm

I've been researching ways in which i can save money ever since Zac was born 10 1/2 months ago. We have been living with my family ever since he was born because we were so careless with our money and didn't save for my maternity leave. In just two short months we will be back out on our own and i can't wait! My parents have been very generous letting us live here, we have been paying board, food and utilities but not as much as we would have paid if we were still living on our own.

I have so many plans for ways we can save money once we have moved out. A lot of it is too hard to do here because my parents have their ways of doing things and i don't feel it's my place to change that. I did however get mum to start buying generic paper towel instead of the most expensive one on the market and she has agreed that it is great quality and does the job just as well.

There are so many things i have learnt about saving money that i never would have thought of on my own. I'm really looking forward to putting my new found frugal abilities to the test. In the coming years we would like to get married, have more children and buy a house. We have one credit card which we owe $1500 on so that will be our first priority, then we will start our emergency fund to cover those little surprises that tend to pop up.

For now i'm just biding my time. We have saved $1000 towards moving out and have $500 more to go but i've got a cat to get desexed, microchipped and vaccinated (about $230), a storage unit bill to pay ($376), my partner's driving lessons and test (up to $500 for the next month if he passes first time) and we are all in need of some winter clothes. I went to the second hand baby shop and picked up some great stuff from there but he needs more. So saving isn't looking too good for the next month but i am putting the odd $5 or so into my ing account every week, just for my own sanity.

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