http://zacsmum.savingadvice.com info@savingadvice.com en-us http://zacsmum.savingadvice.com/2005/08/14/this-weeks-budget_2956/ 215 - rent<br /> 30 - groceries<br /> 40 - spending<br /> 30 - electricity<br /> 10 - phone<br /> 65 - preschool<br /> 60 - christmas club<br /> <br /> 450 - TOTAL<br /> <br /> POTENTIAL SAVINGS = $370 ($185 on credit card and $185 in ING Savings Maximiser)<br /> <br /> Sun, 14 Aug 2005 23:19:00 PST (zacsmum) http://zacsmum.savingadvice.com/2005/08/14/if-at-first-you-dont-succeed_2955/ Try, Try, Try Again. <br /> Everything was going great financially last week until I got a phone call on Friday night from my father in law. He bought me a playstation eye-toy and eye-toy game. It was really nice of him except we didn't own a playstation2 (we have an Xbox). I pointed out... Sun, 14 Aug 2005 23:09:28 PST (zacsmum) http://zacsmum.savingadvice.com/2005/08/09/back-again_2907/ Well, we are finally settled into our new place and everythings going great. Hubby passed his driving test and brings the work ute home so we now have a lot more freedom. We took Zac into Sydney to visit the Powerhouse Museum and he loved it! It wasn't busy so we let him run around... Tue, 09 Aug 2005 18:56:31 PST (zacsmum) http://zacsmum.savingadvice.com/2005/07/13/woohoo_2671/ WE GOT IT!!!!!!! We get the keys on friday and will be moved in next weekend! I'm so so happy! We're finally going to be a family living away from my parents for the first time!!!<br /> <br /> I'm also over the moon because I got to see Mr 11 months walk for the first time today!!! He took three... Wed, 13 Jul 2005 02:04:41 PST (zacsmum) http://zacsmum.savingadvice.com/2005/07/11/wow_2662/ Well, I looked at the other two-bedroom townhouse yesterday and discovered the reason for it being so cheap. The outside of the building looked really good but you get inside and OMG! THe floor of the WHOLE house was mis-matched tiles, the walls were just house bricks, the bathroom... Mon, 11 Jul 2005 18:25:26 PST (zacsmum) http://zacsmum.savingadvice.com/2005/07/10/you-guessed-it_2650/ I still haven't been able to look at that townhouse, the people living in it are refusing to answer the real estates messages, obviously they don't want people looking at the place until they've moved out. The real estate was really rude when I went in to see them so i've started looking... Sun, 10 Jul 2005 15:32:33 PST (zacsmum) http://zacsmum.savingadvice.com/2005/07/05/forgot-to-add_2623/ I've been going through my copy of the Complete Tightwad Gazzette and writing down all the ideas that i can use to save money. The plan is to tick off each idea as it becomes a habit and work my way down the list. Here's what i've got to start with:<br /> <br /> 1) Record all spending habits.... Tue, 05 Jul 2005 16:11:16 PST (zacsmum) http://zacsmum.savingadvice.com/2005/07/05/waiting-waiting-waiting_2621/ Still haven't heard from the Real Estate about looking at that townhouse. It's school holidays here so maybe the tenants have gone away and the real estate can't get in contact with them. If the real estate hasn't called me by 4pm i'll call them to find out what's going on.<br /> <br /> Hubby... Tue, 05 Jul 2005 14:59:59 PST (zacsmum) http://zacsmum.savingadvice.com/2005/07/02/not-much_2602/ ..to report today. I spent $8.80 on morning tea and lunch at work which isn't too bad. Of course it would be better if i actually packed my lunches. I found out that hubby applied for the wrong driving test so it's now been pushed back a couple of weeks so i'm not too happy about that.... Sat, 02 Jul 2005 01:35:27 PST (zacsmum) http://zacsmum.savingadvice.com/2005/07/01/mixed-emotions_2596/ My partner and I decided we will start trying for another baby in about 2 years so we can get some money behind us and enjoy Zac before the next baby comes along. I was really happy with this decision and it is what I wanted...so why am i so upset that the pregnancy test i did today... Fri, 01 Jul 2005 00:19:27 PST (zacsmum) http://zacsmum.savingadvice.com/2005/06/28/finances_2585/ I have done a weekly budget for when we have moved and have slightly overestimated some things just in case.<br /> <br /> Rent - 215 (this is the most we are willing to pay when we find an apartment)<br /> Elecricity - 30 (this is slightly more then we paid when it was just the two of us)<br /> Phone... Tue, 28 Jun 2005 16:15:10 PST (zacsmum) http://zacsmum.savingadvice.com/2005/06/26/frugal-days-and-emergency-rooms_2576/ I'm sitting here extremely tired right now because I spent half the night in the emergency room with Zac. He was just screaming non stop which is really out of character for him and i couldn't find anything wrong, no fever or rash or anything to upset him. The doctor at the emergency... Sun, 26 Jun 2005 18:17:18 PST (zacsmum) http://zacsmum.savingadvice.com/2005/06/22/thoughts_2553/ It has occurred to me how great it will be once my partner has his licence. He will be getting a payrise as well as a company ute, which comes complete with free fuel. We'll be able to check out garage sales, clearance sales etc without it costing us a cent in petrol! If we pack our... Wed, 22 Jun 2005 01:21:34 PST (zacsmum) http://zacsmum.savingadvice.com/2005/06/20/the-start-of-a-new-lifestyle_2546/ I've been researching ways in which i can save money ever since Zac was born 10 1/2 months ago. We have been living with my family ever since he was born because we were so careless with our money and didn't save for my maternity leave. In just two short months we will be back... Mon, 20 Jun 2005 21:26:23 PST (zacsmum)